Quản Lý Tài Sản

Job Purpose
The person in charge of the position is responsible for:
- In- depth consulting, implementation and control work within the scope of expertise Collateral Policy in order to build and develop the management and supervision of collateral, contributing to the effective implementation of risk management tasks. At the same time, it provides solutions for business development in parallel with effective risk management for all types of collateral.
Key Accountabilities
Management Responsibilities
- Monitor and organize implementing the budget according to the annual operating plan, manage the unit&039;s operating budget according to the approved limit.
- Take overall responsibility for the professional work and quality of the assigned work related to the Department with the Director
- Consult, coordinate, implement and monitor the Department&039;s plans and activities according to the development orientation of the center, the Division, and the bank.
- Consult and organize implementing the implementation of development/application of innovations, innovations and initiatives to upgrade the quality of work to meet the transformation of the organization.
- Coordinate with other departments of the Center to build and implement cross- functions of the Center and the Division.
- Ensure that the activities of the Department fully comply with the policies and regulations of the law and the bank.
Responsibility for human resource management and development
- Responsible for building and developing talents in line with development orientations for the department and unit.
- Consult Building and implementing departmental culture according to the nature of departments, units and financial culture of the bank.
- organize implementing a roadmap for training and developing capacity and skills for department members according to the needs and work of the department.
- Consult to organize and arrange work and personnel in accordance with the tasks and work nature of the department.
- Coordinate with other departments of the Center to build training activities, personnel rotation and activities to connect and develop staff capacity at the unit.
Professional Responsibilities:
Responsible for performing all/part of the following tasks of the Department – depending on the tasks from time to time:
1. Orientation for building and administering the governance framework and the framework for enforcing the security assets of the whole system
- Implement and control the development of an implementation framework for collateral, including Regulations and Guidelines on Receiving and Managing Collateral, and Managing Outsourced Partners; Framework, criteria for understanding assets, conversion cycle of assets and collateral by Industry/Sector
- Conduct research, build and set up risk management indicators for collaterals (haircut, limit, ISV, RSV, LVA), LGD component
- Implement, control and build the collateral management framework, including principles, pillars and indicators on collateral risk management.
- Advise and propose solutions to the Board of Directors and Units in developing documents on collateral
2. Design orientation of collateral solution (including collateral index) for offerings of Business segments
- Applying the use of collateral risk index, list of collateral to provide a basis for agreeing, refusing to open/tighten receipt, and management of collateral
- Propose to the approval level on the issuance/amendment/addition/replacement of documents in order to perfect the internal document system of the collateral to conform to the provisions of law and TCB regulations.
- Coordinate with compliance departments (Internal Audit, CA,...) to monitor and fix issues related to collateral risks (if necessary).
- Consulting, answering, recording problems, difficulties and inadequacies in the process of implementing the Policy on Collateral Management, building the collateral component in the offering.
3. Orientation for setting standards of price brackets and promulgating price frame
4. Lead the development of a set of criteria and regulations related to assessment and control of outsourced partners providing valuation and collateral management services.
- Implement warnings about risks in linking outsourced partners in valuation and management of collateral
- Directly implement quality monitoring, evaluation, and linkages with outsourced partners (valuation activities, management of collaterals)
- Conduct research to develop a set of criteria and regulations related to the evaluation of partners providing valuation and management services of collateral.
5. Limit threshold management and collateral portfolio management
- Participating in the development of volatility/behavior scenarios and tolerance thresholds of the portfolio of collaterals in order to give early warning of the risks of fixed assets/risks in the management of collaterals.
- Perform analysis and management of the portfolio of collateral in order to promptly reflect market fluctuations/the portfolio of collateral and changes in the policy of collateral from time to time.
- Advise and establish the connection between the collateral risk index and the bank&039;s financial/non- financial index.
- Design a dashboard for the portfolio of collateral. Coordinating with other segments in the Risk Management Division in analyzing risk reports of collateral portfolio
- Constructing and setting thresholds for the list of collaterals; portfolio management based on the criteria, the threshold of volatility of the portfolio of collateral in each period.
- Develop or coordinate with organizations inside and outside TCB to develop industry indicators, macroeconomic indicators to assess the impact on the risk index of collaterals.
6 Orientation to establish a database related to collateral and develop a technology system for collateral
- Implement and develop the construction and management of the information database system on collateral in order to improve the quality of the collateral information system.
- Developing and deploying collateral technology solutions to manage the work of e2e
- Organize, collect and process, analyze data to develop policies and manage changes in collateral policy over time.
Other responsibilities:
- Other tasks assigned by management levels

• Management: At least 03 years of experience in a management role.
• Operational understanding: Deep understanding of strategic direction, functions, and tasks to design regulations and operating processes within the Business Partner (BP) model.
• University graduate or higher, majoring in Economics, Finance, Banking, Appraisal, or related fields.
• Legal knowledge: Comprehensive understanding of the legal environment within the banking sector.
• Expertise: Minimum of 05 years of experience in banking, appraisal, construction, or mechanical engineering.
• Understanding of products and services: In- depth knowledge of professional fields (finance, valuation, law, etc.) to design collateral policy products.

• Performance bonus
• Competitive remuneration package
• Opportunities for promotion
• Necessary tools and equipment provided
• Additional healthcare insurance
• Professional training courses

Cập nhật gần nhất lúc: 2026-03-31 23:30:03