Senior Expert, Retail & Small Business Banking Credit Risk Approval

Job Purpose
Implement the tasks of Retail & Small Business Banking Credit Risk Approval team on the basis of understanding customers by segment, offering optimal financial solutions to increase customer experience, balance benefits and risks of the Customer and the Bank, in line with the Bank&039;s credit orientation.
Key Accountabilities
General Accountabilities:
• Participate in training programs, perform other tasks as required by leaders.
• Comply with regulations of Techcombank and State Bank.
• Comply with the Bank&039;s Labor Regulations
Professional Accountabilities:
• Take personal responsibility for your approved comments.
• Balance the benefits and risks of the Customer and the Bank.
• Support the training of appraisal skills, credit analysis skills.
• Researching credit applications and questioning departments related to these&039;s about unclear, contradictory and unreasonable contents.
• Approve credit proposals in accordance with the legal and regulations of the bank.
• Participate in credit committees at the request of the Administrative Council, General Director, Director of Risk Management Division and Chairman of Credit Council.
• Coordinate with business units and other departments in the Risk Management Division to ensure that credit policies and regulations are fully understood and uniformly applied throughout the system.
• Coordinate and contribute in building risk appetite, developing and adjusting customer- related policies in the retail banking segment.
• Express your agreement or disagreement with specific credit conditions, issue mitigations to reduce risks.
• Contribute to building a strong risk management culture throughout the system through daily interactions with other business Dept, other Dept.
• Participate in consulting business departments to come up with a suitable financial solution structure for CUSTOMERS.
Other Accountabilities:
• Other tasks assigned by direct managers and upper management.

Thu nhập hấp dẫn, được hưởng đầy đủ các chính sách phúc lợi theo quy định của Techcombank
- Được tham gia khóa đào tạo bài bản trước khi bắt đầu làm việc chính thức- Thường xuyên được tài trợ tham gia các khóa học nghiệp vụ chuyên nghiệp của Techcombank
Làm việc trong môi trường năng động, chuyên nghiệp có nhiều cơ hội thăng tiến

Cập nhật gần nhất lúc: 2025-12-26 04:35:03