Senior Portfolio Analytics and Reporting Executive

Key Responsibilities

Design and automate analytical reports to monitor portfolio performance and business effectiveness.
Combine quantitative analysis with business understanding to propose improvements in credit policies, product strategies, and customer management.
Monitor model performance and continuously enhance models to ensure accuracy and real- world effectiveness.
Collaborate with cross- functional teams (Risk, Product, Business) to implement data- driven solutions.
Build, calibrate, and deploy statistical and machine learning models (e.g., credit scoring, risk prediction, customer behavior analysis).
Analyze portfolio data to identify risk trends, customer behavior patterns, and business opportunities.
Develop and apply data- driven models to support credit portfolio management and business decision- making.

Knowledge & Experience

Bachelor’s degree or higher in Applied Mathematics, Statistics, Data Science, Econometrics, Finance & Banking, or related fields.
Strong foundation in:
Data Analysis
Probability and Statistics
Prior exposure to consumer finance or credit- related domains is preferred.
Solid understanding of Machine Learning algorithms (e.g., Regression, Classification, Tree- based models, etc.).
Experience in building or applying data models is a strong advantage.

Skills & Competencies

Modeling mindset: Ability to develop, evaluate, and improve analytical models.
Proactive, curious, and eager to learn with a continuous improvement mindset.
Analytical thinking: Ability to extract insights from data and translate them into actionable recommendations.
Programming skills (preferred):Python / SQL / R
Communication skills: Ability to present analytical findings clearly to stakeholders.
Business mindset: Strong interest in business and ability to translate data insights into business value.

Nice- to- have

Experience in credit risk modeling (e.g., PD, LGD, EAD).
Familiarity with credit portfolio metrics (e.g., NPL, delinquency, vintage analysis).
Experience working with large- scale datasets or big data environments.

REASONS TO JOIN SHBFINANCE:
A professional, open working environment that emphasizes 5 core values: “Smart – Honest – Brave – Friendly – Cooperation”:

Working hours: Monday to Friday, with a 1.5- hour lunch break.
Spacious open office with all necessary equipment provided for work.
Friendly and open- minded colleagues who value individual development.

Special attention to employees:

Competitive compensation package with regular salary increases. Total income can reach up to 14 months&039; salary per year.
Lunch allowance of up to 1,200,000 VND/month.
Exclusive healthcare benefits with comprehensive SHBFC Care insurance.
Annual health check- ups at top hospitals in Vietnam, along with social insurance benefits as per state regulations.
Annual company trips and team- building activities.

Focused on supporting personal development:

Support for learning activities, knowledge exchange, and cultural interaction (Training, Seminars, ETC.)
Guidance, companionship, and career development support from experienced, talented managers.
Opportunities to participate in major projects, leading in the consumer finance sector.

Laptop, Chế độ bảo hiểm, Du Lịch, Phụ cấp, Đồng phục, Chế độ thưởng, Chăm sóc sức khỏe, Đào tạo, Tăng lương, Công tác phí, Phụ cấp thâm niên, Nghỉ phép năm

Cập nhật gần nhất lúc: 2026-04-16 14:05:04